Susan's Scoop

Brokerage Hacks: Build Wealth Without the Stress

One thing it seems we all have in common, especially as women, is often a lack of bandwidth to take on anything ‘extra’.

Most of the women we meet are eager to build wealth, but many don’t have the time (or patience) to plunge toilets in a rental property, wait in an endless Costco line for gold bars, or wrestle with a clunky government website to buy a treasury bond.

Even so, we shouldn’t have to miss out on the diversification and wealth-building potential of other types of investment assets.

The great news? We don’t have to. A brokerage account doesn’t just have to include stocks - it’s actually a powerful tool that lets you access a diverse mix of asset types without the headaches. No property management, no safes full of precious metals, no fighting with websites that look like they were designed in the early 2000s.

Let’s take a look at an example:

In this scenario, 50% of the portfolio is still invested in a Total Stock Market Index fund, but the other half has been diversified into a Bond fund, a Real Estate Investment Trust (REIT), and a Gold fund.

Now instead of just relying on the stock market, this investor also has exposure to bonds, real estate, and commodities, without the hassle of any of those physical assets.

Access More Investments - Right from Your Brokerage Account:

🏡 Real Estate (Without Being a Landlord): Think of it as owning a slice of real estate without the toilet repairs. There are publicly traded Real Estate Investment Trusts (REITs) that let you invest in everything from apartments to shopping centers to mobile home parks - meaning you get the potential income and diversification without dealing with tenants and toilets.

💵 Bonds (Without the Paper Certificates): Bonds can add stability to your portfolio, but buying them directly can be challenging. Instead, you can invest in funds that bundle different types of bonds together, giving you broad exposure in one simple investment. You can choose between corporate and government bonds, or select a fund that includes both!

👑 Commodities (Without the Gold Vault in Your Basement): Inflation hedge? Check. Economic uncertainty buffer? Check. You don’t need to physically hoard gold or oil barrels - there are ways to invest in commodities via your brokerage account that track the prices of these resources without any hoarding concerns.

🏙️ Private Equity & Venture Capital (Without a Million-Dollar Buy-In): If you’ve ever dreamed of investing in the next big startup but don’t have Silicon Valley connections, there are publicly traded options that allow you exposure to venture capital and private equity investments. This lets you tap into early-stage businesses without needing to be a rich insider.

👩‍💻 Crypto & Digital Assets (Without Misplaced Wallet Keys): Curious about crypto but don’t want to deal with setting up a digital wallet? Some brokerage platforms now offer crypto funds, giving you exposure to digital assets with the ease of a stock trade.

With just a few clicks, you can diversify your investments - all from your brokerage account.

No stress, no extra hassle, just simple wealth-building that fits into your busy life.

Funds shown in the graphic are for illustrative purposes only and are not an endorsement.

Using Tax Planning To Create $1 million 💰

Last week WISE Texas graciously invited us to speak at their monthly webinar on the importance of incorporating tax strategy into a wealth plan.

We demonstrated how good tax planning helped one of our clients save over $100k in taxes and increase their future net worth by over $1 million!

Here's the recording if you missed it:

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When You're Ready, Here's How We Can Help​

Wealth by Design 💜

Looking for customized guidance and accountability on your wealth-building journey? Wealth by Design is for women who want community support paired with at-your-pace training to help them develop their unique wealth plans. Click here to learn more.

Coaching 🎯

Caitlin and Susan offer packages of 1-on-1 customized coaching sessions. During these sessions, we work with you to outline your existing portfolio, set short and long-term goals, and explore the strategies you'll implement to hit those goals. Click here for more info on coaching.

Courses 👩‍🎓

Ready to dive into the investing world but don't know where to start? Check out our Investing 101 and Real Estate: Curious to Confident online courses! Learn more here!​