Caitlin's CornerOur Ideal Working DecadesMany of you know that last summer, my husband and I decided to move our family to the mountain town we fell in love with fifteen years ago. Our timing wasn’t by mistake. We knew that the time we have- with our children, with our bodies, and with our personal ambition- is precious. We wanted every shot to live our best lives, and we wanted to do that with our kids. Since being here, (and being insanely grateful for the time we spend together, the activities we’re able to do, and the natural beauty that surrounds us) I think a lot about how the traditional narrative of success fails so many of us. When we're young, we're taught to follow a linear trajectory of success. We're trained to focus intensely on academic achievements, professional advancement, and financial accumulation. But this approach never sat well with me, and I know I’m not alone. When does a person on this trajectory truly have the opportunity to explore, discover, and invest in herself beyond professional achievements? We begin our careers in our twenties, typically narrowing our focus in our thirties and aggressively pursuing high-level goals in our forties. By the time retirement arrives in our sixties, what have we sacrificed? The stark reality is sobering: we've missed the prime years of physical fitness, spent minimal time with our growing children, overlooked crucial moments with aging parents, and squandered our most vibrant period of personal discovery. What if we emphasized the importance of taking time for our personal lives in the decades where that can have the most impact? I believe our best freedom years are between our thirties and fifties- when we’re growing families, relationships, and ourselves. Instead, these are the years that are rooted in professional development, pushing those vital categories to be just an afterthought. This isn’t about not working- it’s about reprioritizing and giving ourselves permission to take on growth in areas outside of our careers. Of course this concept can’t be prescriptive either; it wouldn’t work for everyone. But normalizing it allows us to expand our thinking beyond the traditional grindstone of: ‘work hard, and live out your golden years in retirement. Sometimes when I plan, I think in decades. I’ve thought a lot about how this theory would play out in each of the decades of our lives that are often dedicated to work. As I do when I think about a lot of things, I put these thoughts in a chart to better visualize 🤓. How does this resonate with you? I can understand many reasons why some would object to this theory… but I’d love to know your thoughts! What I'm Reading📕 What the World's Richest Men Can Learn from the World's Richest Women While some of the world's richest men are fixating on power, these women are making a big impact- under the radar. When You're Ready, Here's How We Can HelpWealth by Design 💜 Looking for customized guidance and accountability on your wealth-building journey? Wealth by Design is for women who want community support paired with at-your-pace training to help them develop their unique wealth plans. Click here to learn more. Coaching 🎯 Caitlin and Susan offer packages of 1-on-1 customized coaching sessions. During these sessions, we work with you to outline your existing portfolio, set short and long-term goals, and explore the strategies you'll implement to hit those goals. Click here for more info on coaching. Courses 👩🎓 Ready to dive into the investing world but don't know where to start? Check out our Investing 101 and Real Estate: Curious to Confident online courses! Learn more here! |
Rising Femme Wealth is where life coaching for women meets financial expertise. We support motivated women on their journeys towards building financial freedom in the lives they design. Design your life and your financial plan with clarity and confidence.
Susan's Scoop Brokerage Hacks: Build Wealth Without the Stress One thing it seems we all have in common, especially as women, is often a lack of bandwidth to take on anything ‘extra’. Most of the women we meet are eager to build wealth, but many don’t have the time (or patience) to plunge toilets in a rental property, wait in an endless Costco line for gold bars, or wrestle with a clunky government website to buy a treasury bond. Even so, we shouldn’t have to miss out on the diversification...
Susan's Scoop An Update: 2 Years into Early Retirement Two and a half years ago my husband Brian and I were living lives full of stress headaches, status meetings, and time sheets. We had made it through zoom-schooling our two boys through the pandemic while both working full time W-2 jobs, and we were exhausted. Due to the economic recovery, we had hit our financial independence number; we had been working towards this for years, but until then, we hadn’t really considered what ‘early...
Caitlin's Corner Staying Grounded in Turbulent Times The markets—and the world—feel incredibly volatile right now. Conversations about investing, the future, or designing a life on our terms are inevitably intertwined with uncertainty and fear. While no one can predict exactly what will happen next, we can anchor ourselves in a few key truths: 1) Fear-Driven Decisions Rarely Lead to Good Outcomes When the market fluctuates, it’s natural to crave control. This often leads to behaviors like...